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Features & Benefits

we offer industry-leading Homeowner’s Insurance policies at competitive prices
for Passaic County and the surrounding areas.

What is Life Insurance?

Life insurance is an agreement between you (the insured) and an insurance company. Under the terms of a life insurance contract, the insurance company promises to pay a certain sum to someone (a beneficiary) when you die, in exchange for your premium payments.

What is an Annuity?

An annuity is a contract between you and an insurance company. Simply stated, you pay money to an annuity issuer, and the issuer pays out the principal and earnings back to you or to a named beneficiary. Life insurance companies first developed annuities to provide income to individuals during their retirement years..

We care about your child’s future

Life insurance provides peace of mind. If you die, your spouse and children can pay for your final expenses, outstanding debts, estate taxes, and even future expenses like education.
Life insurance can also provide income stability if it replaces your income and allows your family to stay in their home and maintain their lifestyle. 

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Knowing the insurance requirements for your particular state helps keep your covered and well informed. Yini & Associates is committed to the drivers of New Jersey and works with them to get them the auto insurance they need. We have helped compile a list of requirements that every New Jersey driver must have in order to be covered and protected.